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If you are one of the millions of Canadians without an employee health plan - and therefore, vulnerable to health care expenses not covered by Government Health Insurance Plan - supplemental health care coverage could be right for you.

With 7 core plan options available, you can choose the plan that’s right for your family, your needs and your budget. You can customize the Flexcare plan with add-on options for additional coverage. If you want to top up your existing coverage, you can choose Flexcare’s stand-alone plans.


FollowMe™ Health

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FollowMe™ Health is designed to offer you uninterrupted health and dental coverage for you and your family, when your employment and group benefits end.

As long as you apply within 60 days of your group health benefits ending, your acceptance is guaranteed upon receipt of premium payment – without a medical questionnaire or exam! (However, applications submitted after the 60-day period will require full medical underwriting.)

4 Plan Levels



Enhanced Plus



Health & Dental

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The Association Health and Dental Plan is designed to offer small or large associations and small businesses with an individual health and dental insurance plan. This plan is also suitable for individuals that are looking for supplemental health care coverage.

If you have clients not covered by a group health and dental plan, are self-employed, or are a small business owner, the Association Health and Dental Plan can be right for them.

4 Plan Levels

Base Health and Dental

Bronze Health and Dental

Silver Health and Dental

Gold Health and Dental


Critical illness insurance

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Lifecheque : Critical illness insurance helps clients focus on what really matters - getting better

Lifecheque is one of the most comprehensive critical illness insurance plans available today. With four plans to choose from, top-quality protection and special features like a one-of-a-kind health information and support service, it’s easy to see why Lifecheque is the choice of thousands of Canadians.

Client benefits

With Lifecheque’s comprehensive coverage, you can :

Receive a benefit for the early stages of some illnesses with the Early Intervention Benefit
Get fast access to money with the Recovery Benefit
Have additional long term care protection that’s built right into the policy
Connect to the one-of-a-kind Health Service Navigator for integrated health information and support and a medical second opinion service
Plan for the future today with the LivingCare Benefit and Continuation Option:

For qualifying clients:

The LivingCare Benefit provides monthly long term care benefits
The Continuation Option gives you the opportunity to switch your LivingCare Benefit to a separate, comparable long term care insurance plan.