Investment & Asset Management

  • Goal setting and Required Rate of Return
  • Asset allocation based on personal goals and objectives
  • Ensuring investment selection is inline with goals & risk tolerance
  • Tax efficiency of Investments
  • Fee Analysis
  • Continuous Monitoring and goal checks

 

Estate Planning  

  • Legacy Planning
  • Inheritance
  • Intergenerational transfers
  • Gifting to children
  • Charitable gving

**Some Estate Planning strategies may require the involvement of a legal professional.

 

 

Risk Management & Needs Coverage

  • Income protection
  • Asset protection
  • Family protection
  • Estate protection
  • Travel Insurance

 

 

Retirement Planning

  • Goal setting
  • Retirement Income Planning, Projection, and Analysis  
  • Pension Analysis
  • Severance
  • TFSA or RSP ?
  • CPP and OAS Analysis

 

Tax Minimization Strategies

  • Tax efficiency of investments
  • Tax deferral
  • Passing assets through your estate
  • Income splitting
  • Intergenerational transfer
 
**Tax minimization strategies abide by rules set forth by the CRA and may require us to work along side a Chartered Accountant. 
 
 

Other

  • Capital Needs and Cash Flow Analysis 
  • Education Planning     
  • Short term goal planning 
  • Debt Management
  • Beneficiary audit