Segregated Funds (SEG Funds)

A segregated fund combines the performance potential of a mutual fund with the security of an insurance product. Like a mutual fund, a segregated fund is a collection of stocks, bonds and other investments that provide you with an opportunity to "grow" your investment capital. However, a mutual fund is a security, while a segregated fund is an insurance product.

The Segregated Fund Advantage

A segregated fund is actually an insurance contract. So when you invest in Standard Life’s Ideal Segregated Funds family, you become a “contract holder”. As the owner1 of the contract, you are entitled to benefits only segregated funds can offer, such as built-in guarantees. This means that segregated funds can minimize your exposure to market downturns.

For More Information on Segregated Funds from Sunlife Financial

Segregated Funds vs Mutual Funds Explained