Investment & Asset Management

  • Goal setting and Required Rate of Return

  • Asset allocation based on personal goals and objectives

  • Ensuring investment selection is inline with goals & risk tolerance

  • Tax efficiency of Investments

  • Fee Analysis

  • Continuous Monitoring and goal checks   

Estate Planning

  • Legacy Planning

  • Inheritance

  • Intergenerational transfers

  • Estate Bond

  • Gifting to children

  • Trusts

  • Charitable donations

**Some Estate Planning strategies may require the involvement of a legal professional.

Retirement Planning

  • Retirement Income Projection and Analysis  

  • Pension Analysis

  • Severance

  • TFSA or RSP ?

  • Goal Setting

  • CPP and OAS Analysis

Tax Minimization Strategies

  • Tax efficiency of investments

  • Tax deferral

  • Tax conversion

  • Passing assets through your estate

  • Income splitting

  • Intergenerational transfer

**Tax minimization strategies abide by rules set forth by the CRA and may require us to work along side a Chartered Accountant. 

Corporations and Businesses

  • Business Risk Management

  • Investment and Asset Management

  • Group RSP

  • Tax Efficiency of Business Income

  • Group Benefits

Risk Management & Needs Coverage

  • Income protection

  • Asset protection

  • Family protection

  • Estate protection

  • Travel Insurance

*As independent, licensed insurance advisors, we represent over 14 Insurance companies.


  • Capital Needs and Cash Flow Analysis 

  • Education Planning     

  • Short term goal planning 

  • Debt Management

  • Beneficiary audit

* We work closely with Accountants and Lawyers, ensuring goals and objectives are streamlined.