Disability Insurance

If you become disabled, your ability to earn income may be compromised, and your ability to pay bills or save for retirement may decline. Our disability insurance plans are designed to help you meet your income requirements so you can concentrate on recovering from your disability and returning to an active life.

The top reasons every person needs Disability Insurance Protection:

  • Just over 1 in 4 of today’s 20 year-olds will become disabled before they retire
  • The average long-term disability claim duration is 31.2 months
  • Approximately 90% of disabilities are caused by illnesses rather than accidents
  • An individual is 240 times more likely to suffer a disabling injury from an accident, than dying from an accidental injury

The peace of mind that income protection can provide is available for professionals, business owners, business executives, and full-time, part-time or home-based workers. Whether you need to secure your main source of income or to supplement the coverage you receive from your employer or an association, we can help by providing a comprehensive and portable plan you can rely on throughout your working years.

To find out about our complete range of disability insurance plans, give us a call at 416-227-9800 today.
 

Insurance products and Financial Planning services are offered through P & K Financial Inc. Mutual Funds are offered through Manulife Securities Investment Services Inc. Banking products and services are offered by referral arrangements through our related company Manulife Bank of Canada.

Manulife Securities related companies are 100% owned by The Manufactures Life Insurance Company (MLI) which is 100% owned by the Manulife Financial Corporation a publicly traded company. Details regarding all affiliated companies of MLI can be found on the Manulife Securities website www.manulifesecurities.ca. Please confirm with your advisor which company you are dealing with for each of your products and services.