Financial Bridges for Business Owners


How We Help Business Owners

Protect Your Business, Protect Yourself

We have learned from many years of experience that the lives of Business Owners and Professional Practitioners will go through many transitions- some planned and some unplanned.  But nearly all of these transitions will involve both risk and money.

From hiring and keeping the first employee, to facing a serious disability or critical illness, to funding a retirement plan, to figuring out a succession plan when one or more children are involved in the business, to minimizing the ultimate "estate shrinkage" at death--All of these transitions can look like deep and impassable rivers or chasms on life's road.

Our role is to help you "Build Financial Bridges" to help you get across these chasms.

We help business owners in three key areas:

  • Voluntarily Exiting Their Business
  • Rewarding Employees and Key Executives
  • Protecting Their Business

Voluntarily Exiting Your Business

One Day You Will Exit Your Business

We are "Business Exit Strategists".  We work with owners of closely held small and medium sized business, and particularly "Family Businesses" to devise strategies and solutions to the three most likely causes of a business exit-Death, Disability or Retirement. 

Using the Building Succession Bridges Process, we work with you to provide a "Financial Bridge" to get you across each of these possible reasons for your exit.

Take the Business Succession Quiz Now!



Protecting Your Business

Overcoming the "Entrepreneur Paranoia"

As an entrepreneur you put yourself at risk when you started your business years ago. And like any successful entrepreneur who suffers from the "entrepreneur paranoia" you have concerns that this success could disappear tomorrow. Our focus is helping you focus on solutions that eliminate or reduce some of these fears and risks through:

  • Business Loan Protection
  • Key Person/Owner Protection Insurance
  • Funding of Capital Gains Tax
  • Funding of Share Equalization
  • Business Continuation/Succession Reserve Account
  • Funding of Buy/Sell Agreements
  • Creditor Protected Investment Program

Rewarding Employees and Key Executives

People are our most valuable asset.

It was the great industrialist Andrew Carnegie who said: "Take away my factories and my railroads, take away my ships and my money but leave me my people. And in a short time I will have it all back again."

Successful companies know that they have to leverage the skills of their people and those people are their most valuable asset.

We can help you retain those employees through:

  • Key Executive Deferred Compensation plans
  • Employee Benefit Plans
  • Pensions and Group RRSPs
  • Split-Dollar Insurance Arrangements