Owning/Managing a Business

These days, your business and management team have more challenges than ever to succeed. Reaching higher not only means planning, but planning well. If you want to take your business and your team to the next level, you need to focus on what you do best, and delegate the rest.

Any successful business owner will tell you that one of the keys to their success was recognizing what they can and cannot delegate. Business owners who micro-manage their businesses are weighed down and burdened with administration and planning that in most cases can be done more effectively and efficiently by other professionals.

Here are a few areas that can and should be delegated to financial professionals:

  • Competitive Employee Benefits and Compensation Plans including administration, claims management, enrollment, group retirement accounts and more…
  • Business Succession "EXIT" Planning including Buy-Sell Agreements, Buy-Sell Funding Arrangements and more…
  • Business Protection Planning including protecting from the loss of a key employee due to death, disability or illness, business loan protection and more…


You need a partner you can trust to help you overcome the inherent risks of owning a business and to guide you around common pitfalls.

Our focus is helping you protect the value of your business as well as ensuring the financial security and success of you and your family. We help you discover and define your business and life goals so that you can balance life and work effectively.







Issues Business Owners Face

Understanding your business can be complicated, but if we follow a process for uncovering key issues, we can cut straight through to your priorities.

We use a Business Viewpoint Exercises that looks at your business from four critical viewpoints.

  1. As a Business Owner
  2. As a Business Manager
  3. As an Employer
  4. As an Individual Family Business Member

We pride ourselves in asking the RIGHT questions. Here are just a few questions we'll take you through:

  • Is your business ready for others to manage should you leave due to disability, retirement, death or the sale of your business?
  • Will the full market value of your business be transferred to your heirs in the event of your death?
  • Will all of your business loans and personal guarantees be paid off in the event of your death?
  • In the event of your business partners death, are you prepared to continue in business with his/her spouse and/or relatives or lawyer?
  • Is your employee benefit plan designed to reduce turnover and retain your key employees?
  • Are you building up retirement assets outside of your business, or is your business your only retirement asset? How will you get your money out?